Consumer Loans

Consumer Loans

If you are short on cash and time, atoskels.com can help. Just a few clicks and within seconds you could be approved for an installment loan. With atoskels.com, emergency cash could be in your checking account as soon as the next business day*. No waiting, no worrying, and no surprises. At Atoskels.com there are no hidden charges or fees – you pay interest only for as long as you keep the loan. We charge no prepayment penalties and make it easy for you to lower your loan costs by paying down or paying off your loan early.

To assist you in making your payments, Atoskels.com structures its loans so that the average payment is around $100 (based on bi-weekly payments). See our Loan Cost & Terms page for more details. The number of payments is based on the size of your loan and your pay schedule (i.e. weekly, bi-weekly, monthly, etc.) With our automatic payment option, you can elect to have your payments deducted from your checking account automatically so you don't have to worry about missing a payment. We'll even send you e-mail reminders when your payment is coming due.

WHY A CONSUMER INSTALLMENT LOAN?

Face it – life's little financial surprises rarely arrive when our budgets are ready for them. If going to friends or family isn't an option, an installment loan may be the best alternative. Whether you are trying to avoid late fees, have an emergency car repair or are facing some unanticipated health care expenses, you have the ability to receive cash overnight with just a few clicks of your mouse. No more waiting in line at the bank, filling out mountains of paperwork and then waiting for weeks for approval. With atoskels.com there is no paperwork*, no lines, and no hassles. Consumer Installment loans are one of the easiest ways to manage life's little surprises.

  • No Need for Perfect Credit
  • No Paperwork*
  • Quick Approval*
  • Convenient payment options
  • Cash in your account in as soon as next banking day

Did we answer your question? If not, call our Customer Support: (866) 420-7157

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phone 866-420-7157

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Atoske, LLC is a tribal lender of the Chippewa Cree Tribe operating within the boundaries of the Rocky Boy’s Indian Reservation, Montana, a sovereign nation located within the United States of America. Loans from Atoske are governed by the laws of the Chippewa Cree Tribe, not the law of your resident state. The laws of your resident state may have interest rate limits and other consumer protection provisions that are more favorable. If you wish to have your resident state law apply, you should consider taking a loan from a licensed lender in your state.

This is an expensive form of credit. Alternative forms of credit, such as a credit card cash advance, personal loan, home equity line of credit, existing savings or borrowing from a friend or relative, may be less expensive and more suitable for your financial needs. Before borrowing, please consider whether you will be able to repay any amount you borrow along with the interest charges disclosed to you in your loan agreement. Customers with continued credit difficulties should seek credit counseling.

Refinancing may be available and is not automatic. Refinancing your loan will extend the term of the loan and result in additional interest charges. Late fees and non-sufficient funds/returned item fees may apply as described in your Loan Agreement. We will never charge you any "hidden fees" that are not fully disclosed in the Loan Agreement or the Loan Cost & Terms. If you don't make a payment on time we will attempt to contact you via one or more authorized methods. We adhere to the principles of the federal Fair Debt Collection Practices Act (FDCPA).

Because we may report your payment history to one or more credit bureaus, late or non-payment of your loan may negatively impact your credit rating. If you fail to repay your loan in accordance with its terms, we may place your loan with or sell your loan to a third-party collection agency or other company that acquires and/or collects delinquent consumer debt. 1First-time Atoske customers typically qualify for an installment loan of $500 to $1,000, with an APR of 299.17% to 373.97%. A $700 loan from Atoske Loans would require 14 bi-weekly installments of $116.63, including $932.70 of interest and an APR of 364.00%. After the 14th successful payment, your loan would be paid in full. Refer to Loan Cost & Terms for additional details.

*In most cases, applications that are received and can be verified prior to 6:00 p.m. Eastern Time (Monday - Friday) will be funded the next business banking day (excluding weekends and bank holidays). Applications received after 6:00 p.m. Eastern Time (Monday - Friday) may require an additional business banking day to fund. In some cases, we may not be able to verify your application information and may